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How Do Real Estate Agents Determine the Value of Your Home?

How Do Real Estate Agents Determine the Value of Your Home?

Once you make the decision to put your house on the market, the first thing you’re likely to wonder is how much you’ll be able to sell it for and what is the actual value of your home. Before committing to any one agent, it’s extremely important to reach...
House Buying:  Cash Versus Mortgage

House Buying: Cash Versus Mortgage

While many families aren’t in the position to pay cash for their new home, it’s still worth looking at the cash versus mortgage options to better understand that there are actually pros and cons of each payment method. First, we’ll review the cash...

Mistakes to Avoid When Applying for a Mortgage

The home buying process is often an overwhelming and confusing endeavor, especially for first time homebuyers.  The best advice?  Prepare and do your homework.  There are many steps to take in order to get the process under way. Here we are taking a look at the...
Ways Save Money for a Down Payment

Ways Save Money for a Down Payment

As a prospective homebuyer, you need to save money for a down payment on your new home.    The standard down payment for a conventional loan is 20 percent; however, there are other loans that might be available to you, such as the FHA loan, in which you might only be...