Buying a Home on Social Security Disability Insurance
There is a common misconception that those who receive Social Security Disability Insurance (SSDI) do not qualify for home ownership. Fortunately for them, this notion is just not true. While there might be more steps involved and more paperwork to complete, those...
How To Save Money When Buying New Construction
If you are looking to buy a new home, you undoubtedly know that there are multiple options out there. Some people want a fixer-upper, others want a move-in ready home. If you're looking to move into a brand-new home, you'll find that new construction will carry a...
Components of a Strong Purchase Offer
If you're in the market to purchase a new home, you want to know how to present a strong purchase offer. In a hot market, a strong purchase offer could make or break a deal. Most real estate agents use a basic template for composing an offer, therefore you'll find...
Save Money on Your Electric Bills During the Summer Months
We often see an unwelcome spike in our energy costs during the summer months. Between air conditioning, fans, and pool filters, we find ourselves looking for ways to cut our electric costs wherever possible. By adjusting our behaviors and making a few changes, we can...
Applying for A Mortgage? Check out These Causes for Concern on Your Bank Statements
When applying for a mortgage, your mortgage lender will request numerous forms and financial documents. One of the financial documents you will be required to submit is your bank statement. As you will find below, your bank statement is just as important as your pay...
CAN I BACK OUT OF MY PURCHASE AND SALE AGREEMENT?
It is quite possible that either a Seller or Buyer might change their mind about the sale/purchase of a home. While it is more common for the buyer to try to back out, there are occasions when the seller might also have a change of heart and request to back out of the...
10 Things To Do Before Moving In
While it is sure to be a very exciting time in your life, moving can also be extremely stressful. Whether you're moving across town or to a different state, it's important to stay organized and handle as many tasks as possible before the actual move. Inevitably,...
15 Year Mortgage, Pros and Cons
Once you have decided to join the ranks of homeowners, you need to decide what type of mortgage is right for you. The most conventional choice for home loans is the 30-year mortgage. The 30-year mortgage started to grow in popularity in the 1950s and quickly became...
Thinking Of Buying A Condo? What You Need To Know
Buying a condo is sometimes a more affordable option for those looking to purchase their first home. In addition, condos often offer desirable conveniences such as swimming pools and gyms. These are luxuries you might not have at your disposal with the purchase of a...
Buying or Selling — What Should Happen First?
There are benefits to both scenarios. Understanding the factors that are involved in both buying and selling will guide you to make the right decision. Finances, the real estate market, and even personalities are factors in which to consider when trying to determine...