Please ensure Javascript is enabled for purposes of website accessibility
Should You Refinance With Your Current Lender?

Should You Refinance With Your Current Lender?

Regardless of how long you’ve owned your home, you might consider refinancing to take advantage of lower interest rates. After deciding to refinance, the next decision is:  Do you refinance with the same lender you have, or do you find a new lender? Are you...
What You Need To Know About PMI

What You Need To Know About PMI

If a home is purchased with a conventional loan with a deposit of less than 20%, the lender requires the purchaser to pay PMI, or private mortgage insurance. Private mortgage insurance is quite literally an insurance policy for the lender.  The insurance will...
Setting a Realistic Budget for Home Renovations

Setting a Realistic Budget for Home Renovations

Whether you’re planning on renovating a newly purchased home or updating your family home, making sure you have a realistic and detailed renovation budget is key.  Establish a well-planned budget to follow (and modify as needed) before any purchases are made or...
Reducing Effects of Allergens In Your Home

Reducing Effects of Allergens In Your Home

It seems as if more and more people are dealing with the uncomfortable effects of allergens every day.  When we think of allergies, we tend to think of the outdoors—the pollen, the grass, the weeds.  But a lot of what is outdoors ends up indoors.  That, along with the...
What You Should Know Before Buying a Foreclosed Home

What You Should Know Before Buying a Foreclosed Home

Purchasing a foreclosed home is completely different than purchasing a typical home. It may look like a dream offer as it generally comes at a cost that’s lower-than-normal property prices.  However, you may not be aware of the various challenges and risks that...